Member Benefits

Ubay partners with insurance companies to offer various options to our members.

Members can Collect Daily Benefits of up to $1,800With this Hospital Accident Insurance Plan, when a covered accident lands you in the hospital, you can receive the following Benefits:
  • $1,800 a day Intensive Care Confinement - up to $12,600 a week - $657,000 max per 365 days.
  • $900 a day Hospital Confinement - up to $6,300 a week - $328,500 max per 365 days.
  • $450 a day Emergency Room Treatment
All Benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.
 
 
Benefits reduce due to age, beginning at age 65. Under the family coverage for dependents, benefits are reduced. The Hospital Accident Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits and is intended to help supplement Comprehensive Coverage. See the site for terms and conditions, including exclusions and limitations. This insurance does not provide Major Medical or Comprehensive Medical Coverage and is not designed to replace Major Medical insurance. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.

There are more reasons than ever to love being a member of Ubay.


Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why credit union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like these.

»   Trust & Will: Members get exclusive savings of 20% off any estate plan with Trust & Will.

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Learn all about how your credit union membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.