Mother and child snuggling in kitchen

Checking Accounts

Get the account that checks all the boxes.

Today's checking accounts are less about the paper and more about providing a variety of convenient ways to manage your money. We've got you covered with tools that make it easier than ever to shop, pay the bills and handle financial tasks on-the-go.

  • No minimum balance requirements
  • Free Online Banking and online Bill Pay
  • 24/7 Mobile Banking and mobile check deposit
  • Free Mastercard debit card for easy purchases in-store and online
  • Access to thousands of surcharge-free ATM through the nationwide CO-OP Network.
  • Easy check re-ordering by calling 989-892-4597 or send a secure conversation in UbayGo

Mother and daughter depositing a check with smartphone

Banking in your hands.

United Bay Community Credit Union is all about making your life a breeze. We're on a mission to bring you the latest in technology, ensuring you can access your accounts in a flash, whether you're on the go or simply kicking back on your couch.