United Bay Community Credit Union

A father holding a baby and a kid in the background eating at home

Join us and be a part of Ubay!

Young couple shaking hands with a loan officer

We have lending solutions to meet all your needs.

Your Savings Dressed To The 9s!

Term Saving Certificate Special

Two business women celebrating a sale

We've got your business covered!

We offer a variety of products to cater to your business needs.

  • Transfer funds from your device
  • Make deposits
  • Pay bills
  • Payroll
  • Merchant Services

Three kids playing with moving boxes

Ubay makes a house your home.

Have you found your dream home? Let our mortgage lending team help cover all your bases for a mortgage loan so you can get packing!

A girl in a car with Keys in her hand

Turn miles into memories

Proudly serving our members since 1949, we offer great rates as low as 6.75%,APR*. Plus, enjoy the freedom of no payments for up to 75 days. Drive into the future with confidence – your journey starts with us!

Term Saving Certificate Special!

Your Savings Dressed To The 9s! Proudly serving our members since 1949. Celebrate our birthday savings today.
  • 19 months at 4.76% APY
  • 49 months at 4.34% APY