local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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Coming Soon: New EMV Chip Debit Cards!

Watch your mailbox in February for your new UBCCU Debit card, now with the EMV chip, the new industry standard in fighting fraud.

Plan Today, Enjoy Tomorrow with UBFS

Investment, Retirement, Insurance.

Your New Home Awaits

Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online!

2017 High School Scholarship Program

UBCCU will provide $200 scholarships to selected high school seniors who are pursuing a post-secondary education.

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Low Rates/Flexible Terms on Campers, Boats, and RVs
Featured Rates
Loan Rates
VISA® Credit Cards As low as 8.96% APR
Auto Loans As low as 2.25% APR
To apply for a loan, Visa® Credit Card, or Mortgage Click Here
For a list of our current promotions, including special loan rates, Click Here
All rates are subject to change without prior notice. Other terms and conditions may apply. For full rate list, click here     

Insurance Solutions For Everything That Matters. Find Out More.
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UBCCU Routing:
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February 20

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Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity