local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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Weed out your debt
Weed Out Your Debt!

 
Bring your outstanding high rate debt to UBCCU to see if we can lower your rate, payment, or both.
 
 

UBCCU Auto Loans
New or Used Auto Loans - Get Pre-Approved Today!

New or Used Auto Loans
as low as 2.25%APR*

Ubay Purchase Perks
Introducing Ubay Purchase Perks!

Earn points for MasterCard® Debit Card Signature and PIN purchases and VISA® Credit Card purchases

UBCCU Mortgages
Your New Home Awaits

Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online!

 
Click Here for more info on your new UBCCU VISA® Credit Card
 
Featured Rates
Loan Rates
Auto Loans As low as 2.25% APR
VISA® Credit Cards As low as 8.96% APR
To apply for a loan, Visa® Credit Card, or Mortgage Click Here
For a list of our current promotions, including special loan rates, Click Here
All rates are subject to change without prior notice. Other terms and conditions may apply. For full rate list, click here     

   
Insurance Solutions For Everything That Matters. Find Out More.
 
Sprint Credit Union Member Cash Rewards
UBCCU Routing:
272476996
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Memorial Day
 
Monday,
May 28, 2018
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Report Lost or Stolen Card
Scam and Fraud Warnings
Contact Us
 
 
 

 

Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.
 
member NCUA      

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. www.ncua.gov

We Do Business In Accordance With the Federal Fair Housing Law
and the Equal Credit Opportunity Act.

 Equal Housing Opportunity
     

United Bay Community Credit Union, 1309 North Lincoln Avenue, Bay City, MI 48708-6172
© 2007-2012 United Bay Community Credit Union. All Rights Reserved.
Telephone: (989)892-4597 | Toll-Free: (800)YOUR OWN | Phone Access Line (PAL): (866)487-7717


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