Pay a bill, take a vacation, consolidate debt and more with an Unsecured Loan from UBCCU. For a limited time, rates as low as 3.99% apr.
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Get Your Ducks In A Row 
New or Used Auto Loans - Get Pre-Approved Today!
New or Used Auto Loans 
Introducing Ubay Purchase Perks!
Earn points for MasterCard® Debit Card Signature and PIN purchases and VISA® Credit Card purchases 
Your New Home Awaits
Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online! United Bay Community Credit Union's Mission and Vision
Graphic Elements:The Tree - Each branch of the tree represents a UBCCU location. There are five branches that stretch out over Michigan. The Sun - Our membership is represented by the rising sun, which utilizes the waves from the UBCCU logo to create representations of people. By overlapping and creating a circle with the people it suggests unity and togetherness. The Roots - UBCCU’s icon is drawn into the roots. To root means to establish deeply and firmly. Colors:Yellows, Oranges and Reds – A wave of warm colors brings a sense of integrity and positive energy. Green – Green is a nurturing color that is healthy, sincere and forthright, also the color of money. Brown - Brown is solid and strong. Blue – Blue is UBCCU’s corporate color which conveys trust and acceptance.
All rates are subject to change without prior notice. Other terms and conditions may apply. For full rate list, click here
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OUR VISION OUR MISSION |
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As United Bay Community Credit Union looks to the future, we are committed to serving you. The tree illustrates our mission and vision as we move forward.
