local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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The Choice Is Up To You

Unsecured Loan Special
as low as 4.99%APR*

Ubay Purchase Perks
Introducing Ubay Purchase Perks!

Debit Signature and PIN rewards

UBCCU Mortgages
Your New Home Awaits

Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online!

Happy Holiday Skip-A-Pay
Add A Little Extra Wiggle Room To Your Holiday Budget.

Having trouble finding the extra money you need for holiday shopping? Then our Holiday Skip-A-Pay program may be just what you need."

Visa Upgrades Coming February 2018
Featured Rates
Loan Rates
Unsecured Loans As low as 4.99% APR
VISA® Credit Cards As low as 8.96% APR
To apply for a loan, Visa® Credit Card, or Mortgage Click Here
For a list of our current promotions, including special loan rates, Click Here
All rates are subject to change without prior notice. Other terms and conditions may apply. For full rate list, click here     

Insurance Solutions For Everything That Matters. Find Out More.
    Sprint Credit Union Member Cash Rewards
UBCCU Routing:
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Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity