local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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UBCCU Auto Loans
New or Used Auto Loans - Get Pre-Approved Today!

New or Used Auto Loans
as low as 3.29%APR*

New Website
New Website coming November 13.
UBCCU Mortgage Loans
Your New Home Awaits

Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online!

United Bay Community Credit Union's Mission and Vision

Mission Vision Tree As United Bay Community Credit Union looks to the future, we are committed to serving you. The tree illustrates our mission and vision as we move forward.

Graphic Elements:

The Tree - Each branch of the tree represents a UBCCU location. There are five branches that stretch out over Michigan.

The Sun - Our membership is represented by the rising sun, which utilizes the waves from the UBCCU logo to create representations of people. By overlapping and creating a circle with the people it suggests unity and togetherness.

The Roots - UBCCU’s icon is drawn into the roots. To root means to establish deeply and firmly.


Yellows, Oranges and Reds – A wave of warm colors brings a sense of integrity and positive energy.

Green – Green is a nurturing color that is healthy, sincere and forthright, also the color of money.

Brown - Brown is solid and strong.

Blue – Blue is UBCCU’s corporate color which conveys trust and acceptance.


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UBCCU Routing:
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November 11

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To connect with our members by inspiring trust and providing
the financial support they need to establish roots and thrive.

Providing our members the resources
to develop strong financial roots.

member NCUA       Equal Housing Opportunity