

At Ubay, we offer Green Loans to support your eco-friendly goals big or small.
What is a Green Loan?
Why finance your green purchase?
Lower Rates on qualifying green purchases
- Flexible terms
- Personalized support from local experts
- Michigan rebates, programs, and contractors
- You’ll support your community and the planet
Ready for a Greener Ride?
Whether you're shopping for your first EV or upgrading to something more efficient, we’re here to help you move forward with a loan that fits your lifestyle and the planet.
Green Auto Loans Cover More Than You Think
Green auto financing goes beyond just electric cars, here’s what’s included:
- Electric vehicles (EVs)
- Hybrid vehicles
- Electric motorcycles
- Street-legal electric mopeds
- Electric boats (titled in Michigan)
- Fleet or commercial electric vehicles
Greener Living Made Possible
Making sustainable upgrades to your home or lifestyle doesn’t have to be overwhelming. With our Green Loans, you can invest in clean energy solutions, improve your home's efficiency, or explore renewable options that fit your goals.
Unsecured Personal Green Loans
- E-Bikes
- Home EV Charging Stations
- Solar Panel Installation
- Energy-Efficient Windows & Doors
- Energy-Efficient Appliances
- HVAC Upgrades
- Water Conservation Upgrades
- Insulation & Weatherization
- Smart Home Energy Management Systems
- Solar Battery Storage Systems
- Small-Scale Renewable Projects
Secured Personal Green Loans
- Whole-Home Solar Systems
- Wind Turbines
- Geothermal Heating & Cooling Systems
- Major Green Renovations
- Electric Boat Motors
Power Your Home with Sunshine
Solar energy is growing fast in Michigan and across the U.S. and it’s easier to access than ever. Whether you’re ready to install rooftop panels, upgrade your home’s energy system, or add battery storage, our Solar Boost Loan can help you get started.
Solar Boost Loan Can Help With
- Photovoltaic (PV) solar panels
- Racking/mounting hardware
- Home battery storage (e.g., Tesla Powerwall)
- Inverters and optimizers
- Balance-of-system components (wiring, monitoring, disconnects)
Why It Matters?
Solar panels produce clean, quiet, emission free energy. Every installation helps reduce dependence on fossil fuels and cuts greenhouse gas emissions, making your home part of a smarter energy future.



