Green Loans

At Ubay, we offer Green Loans to support your eco-friendly goals big or small.

Whether you're buying an electric vehicle, installing solar panels, or making energy-efficient upgrades at home, we have personal, auto, and solar loan options designed to help you finance a cleaner future.
 
Green lending helps you finance eco-friendly purchases that save energy, reduce waste, and lower your bills. Whether you’re buying an electric vehicle, installing solar panels, or upgrading your home’s energy efficiency, there’s a loan that fits your green goals!

Lower Rates on qualifying green purchases

  • Flexible terms
  • Personalized support from local experts
  • Michigan rebates, programs, and contractors
  • You’ll support your community and the planet


















Ready for a Greener Ride?

Whether you're shopping for your first EV or upgrading to something more efficient, we’re here to help you move forward with a loan that fits your lifestyle and the planet.

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Green auto financing goes beyond just electric cars, here’s what’s included:

  • Electric vehicles (EVs)
  • Hybrid vehicles
  • Electric motorcycles
  • Street-legal electric mopeds
  • Electric boats (titled in Michigan)
  • Fleet or commercial electric vehicles



















Greener Living Made Possible

Making sustainable upgrades to your home or lifestyle doesn’t have to be overwhelming. With our Green Loans, you can invest in clean energy solutions, improve your home's efficiency, or explore renewable options that fit your goals.

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  • E-Bikes
  • Home EV Charging Stations
  • Solar Panel Installation
  • Energy-Efficient Windows & Doors
  • Energy-Efficient Appliances
  • HVAC Upgrades
  • Water Conservation Upgrades
  • Insulation & Weatherization
  • Smart Home Energy Management Systems
  • Solar Battery Storage Systems
  • Small-Scale Renewable Projects
  • Whole-Home Solar Systems
  • Wind Turbines
  • Geothermal Heating & Cooling Systems
  • Major Green Renovations
  • Electric Boat Motors


















Power Your Home with Sunshine

Solar energy is growing fast in Michigan and across the U.S. and it’s easier to access than ever. Whether you’re ready to install rooftop panels, upgrade your home’s energy system, or add battery storage, our Solar Boost Loan can help you get started. 

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  • Photovoltaic (PV) solar panels
  • Racking/mounting hardware
  • Home battery storage (e.g., Tesla Powerwall)
  • Inverters and optimizers
  • Balance-of-system components (wiring, monitoring, disconnects)

Solar panels produce clean, quiet, emission free energy. Every installation helps reduce dependence on fossil fuels and cuts greenhouse gas emissions, making your home part of a smarter energy future.