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Mortgage Loans

Our team is ready to roll out the welcome mat for you

You've picked out a home you love. It makes you smile just thinking about all the good times waiting for you there. Now you need a mortgage that fits your finances. Making that choice can be a bit more challenging. Breathe easy. At United Bay Community Credit Union, our dedicated Mortgage Loan Officers can provide the personalized assistance you need to navigate your life's biggest purchase.

  • Traditional fixed-rate loans of 10, 15, 20 and 30 years
  • Seven-year and 10-year fixed rate loans with balloon payments at end*
  • Down payments as low as 3% on conventional mortgages
  • No down payment USDA Rural Development Loans
  • First-time homebuyer mortgages
  • Competitive rates and closing costs
  • All home loan decisions made locally
  • Refinancing options available

United Bay Community Credit Union NMLS 501172

Ready to move forward on financing? You can apply online to begin the process. Looking for a helping hand every step of the way? Call for an appointment with one of our Mortgage Loan Officers – Carie, Bridget, and Summer.

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Wealth Management

The best time to start planning for the future is now! Our wealth management team will help you save for retirement with ease.