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Home Equity Loans

Get your hands on money that lets you put your plans into action

Home equity funds can be used for home repairs and remodeling – from new porches and patios to chef-quality kitchens and spacious bedroom suites. But that barely scratches the surface. You can also use them for major purchases, education expenses, vacation costs, business start-ups – or anything else that pushes your life in a positive direction.

  • Fixed-rate Home Equity Loans come with 10-year or 15-year terms
  • With fixed-rate loans, you get all your money upfront
  • Lines of credit feature variable rates
  • Easy access to credit line funds through checks, Online and Mobile Banking, and at United Bay Community Credit Union branches
  • Tap into credit lines as often as you like for any reason at all
  • Home equity funds are often used to pay down higher interest debt and credit card balances
  • Competitive rates and low closing costs
  • Our experienced loan officers can offer insight into which loan type might work best for you