Kid and older adult building

Personal Loans

Cover unexpected expenses – or create some happiness.

A Personal Loan can be a lifesaver when you need to make repairs, replace appliances or pay off a bunch of bills. And it can be a game-changer when you want to spice things up with some new electronics or a tropical vacation. Whatever your plans may be, we know that a little extra money can go a long way.

  • Competitive rates that are lower than most credit card rate
  • Get a line of credit that you can tap into again and again over a five-year period
  • Choose a closed-end loan with fixed payments for up to 84 months
  • Optional life and disability insurance are available for all Personal Loans

Personal loan rates are based on Experian/Fair Isaac Model Credit Score.

Our anniversary, your celebration

Personal Loan Special

Proudly serving our members since 1949.
  • As Low as 7.75% APR*
  • No Payment Up to 75 days
Learn more about Personal Loans.

*APR = Annual Percentage Rate. Experian/Fair Isaac Model Credit Score and loan term will determine which rate you qualify for. No payments for up to 75 days. Over 50% of loan amount must be new money. Certain restrictions apply. Offer starts January 2, 2024. Limited time offer. Rates based on credit score. Rate and terms are subject to change at anytime. Membership is required and based on eligibility.
Do you want your money all at once or to borrow it as needs arise? Our friendly lending team can help you decide between a line of credit and a lump sum loan.