Woman talking on phone while on computer

PAL Telephone Banking

Your Ubay account is only a phone call away with PAL.

Say hello to PAL – Your 24/7 Phone Access Line. Manage your United Bay Community Credit Union accounts effortlessly, no matter where you are. From checking balances to transferring funds, PAL empowers you with touch-tone ease. Experience ultimate control with PAL.

With PAL you can:
  • Get up to date account information
  • Transfer funds
  • Make loan payments
  • Access your accounts without an internet or data connection

New to PAL? Setting up your access is a breeze. Just reach out to Ubay at (989) 892-4597, option 1.

To access this free service, call (866) 487-7717 then follow the prompts to access the features you need.

Young married couple going over finances

Share Certificates of Deposit

Got some extra cash? Open a certificate of deposit and see your savings grow over time!