Young couple driving new car

Online Application

United Bay Community Credit Union online loan application - It’s that easy!

There’s no reason applying for a loan should be stressful. That’s why Ubay has a streamlined, online application process. Log into UBay@Home and choose Loan Options on the menu bar. After you apply you can track the status of your application online.

Not a Ubay member? Contact one of our loan officers and they’ll help you through the process of applying for a loan.

And you can always stop into any of our locations or call to get more information or get your loan application started.

There are a few things you will need handy before you apply:
  • Account number
  • Your Social Security Number or Individual Taxpayer Identification Number.
  • Your Driver's License, State ID, Military ID or Passport.
  • To be 18 years of age or older. Under 18? Please stop by any location to open your account.
  • Want another person to sign on the account with you? They will need to enter and validate their personal information.

Mortgage Loans

You can apply for a mortgage through our Online Mortgage System.

Mother and daughter depositing a check with smartphone

Banking in your hands.

United Bay Community Credit Union is all about making your life a breeze. We're on a mission to bring you the latest in technology, ensuring you can access your accounts in a flash, whether you're on the go or simply kicking back on your couch.