Family on the couch on a computer


Who needs a faster way to manage money? You do, of course.

Busy schedules are a fact of life. Free time can be scarce. We aim to shift the balance in your favor. With Online and Mobile Banking, you can access your accounts any time you have a spare moment, zip through your financial tasks, and create some extra time for family, fun or just relaxing.


  • Access Online Banking anytime - even on weekends and holidays
  • Get up-to-date account balances
  • Make electronic bill and loan payments
  • Transfer funds between accounts
  • Review three months' worth of transactions
  • Apply for loans
  • Send funds to other Ubay members
  • Receive email alerts notifying you of important account activity
  • Export account data to personal finance software


  • Download our free Mobile Banking app through Google Play or the App Store
  • Check balances and transfer funds
  • Make fast bill and loan payments
  • Review recent transactions
  • Deposit checks from anywhere with your smartphone camera
  • Link your smartphone to your Ubay debit card for one-tap payments
  • Receive text alerts notifying you of important account activity

Frequently Asked Questions

We recommend you use the most up-to-date version of your browser for security.
All of your Ubay accounts can be viewed and managed on UBAY@Home.
State of the art encryption protects your data when using UBAY@Home.
As a security measure, your account will be logged out after 10 minutes of inactivity.

Mother and daughter depositing a check with smartphone

Banking in your hands.

United Bay Community Credit Union is all about making your life a breeze. We're on a mission to bring you the latest in technology, ensuring you can access your accounts in a flash, whether you're on the go or simply kicking back on your couch.