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Additional Services

Beyond the basics United Bay Community Credit Union also offers other useful services.

Credit History

You can obtain a complete picture of your credit history through The report will contain scores from three national credit bureaus. You’ll also find a personalized analysis and quick tips for boosting your credit score.

Money Orders

Money orders are available for any amount up to $1,000.

Night Deposit Box

Night deposit boxes are in the drive through at all five branches. Deposits will be processed the morning of the next business day.

Notary Services

Notary service is available for members at any of our five branches.

Safe Deposit Boxes

Various sizes are available at our three Bay City area branches. Call or stop in for availability.

Vehicle Valuations

The Ubay loan department can help you determine the fair value of any new or used vehicle. Call (800) YOUR-OWN and follow the prompts or check out the NADA Blue Book value.

Wire Transfers

Send money anywhere with Ubay’s wire transfer service. Minimal fees apply.

All services can be arranged by contacting your local branch unless otherwise noted.

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Banking in your hands.

United Bay Community Credit Union is all about making your life a breeze. We're on a mission to bring you the latest in technology, ensuring you can access your accounts in a flash, whether you're on the go or simply kicking back on your couch.