Youth Savings Certificates help UBCCU’s youngest members build their savings over time.

A Youth Savings Certificate from United Bay Community Credit Union is designed to help our younger members develop healthy saving habits.

The requirements to open a Youth Savings Certificates are simple:

Terms for Youth Savings Certificates are simple too:

Youth Savings Certificates act like normal Savings Certificates until the first maturity date after the owner’s 18th birthday when the entire balance transfers to the designated savings account and the CD is closed.

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