Make the most of your savings

Term Savings Certificate

United Bay Community Credit Union Term Savings Certificate are a great way to add a solid, reliable and risk-free way to invest in your future.

Whether you’re looking to save for a vacation in a few months or a long-term fund, UBCCU has Term Savings Certificate rates and terms to match your needs. Stop in or call today to find out more.

Terms vary from three months to five years; minimum $500 deposit; current rates can be found on our Rates Page. All Deposits Accounts at United Bay Community Credit Union are insured up to $500,000. 

Youth Savings Certificate

Our Youth Certificates have a six-month term and a $25 minimum designed specifically for kids. Funds can be added $1 at a time at any time until the certificate matures.

Stop in any of our Locations today to find out more!

Interest on certificates compound and can be paid back to the certificate, deposited in a regular savings account or mailed to you. Rates are fixed for the term of the certificate. Penalties may be imposed for early withdrawal.