local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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Get your ducks in a row with an UBCCU Unsecured Loan!

Consolidate Debt, do some holiday shopping, or take a nice vacation. Just a few of the options an Unsecured Loan from UBCCU can help you with!

Your new home awaits

Purchase a new home or refinance your existing home. Call now for an appointment or save time by applying online!

More Money For More Winter Fun: Skip-a-Payment!

If your account is in good standing, you may be able to skip your November or December loan payment and use that extra cash to do something fun!

Auto Rates as low as 1.99% apr*

New and Used Auto Loan Rates as low as 1.99% or terms up to 120 months, UBCCU is here to help you get that car of your dreams!

Featured Rates
Loan Rates
Unsecured Loans As low as 4.99% APR
VISA® Credit Cards As low as 8.96% APR
Auto Loans As low as 1.99% APR
To apply for a loan, Visa® Credit Card, or Mortgage Click Here
For a list of our current promotions, including special loan rates, Click Here
All rates are subject to change without prior notice. Other terms and conditions may apply. For full rate list, click here     

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Insurance Solutions For Everything That Matters. Find Out More.

Check Ordering Information

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UBCCU Routing:


November 26
November 27

Full Holiday Schedule



Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.