United Bay Community Credit Union Fee Schedule as of 6/28/19
| UBCCU Fee Schedule* | |
|---|---|
| ATM withdrawal outside of Co-Op Network | First 4 transactions per month are FREE. $1.00 per transaction over 4. |
| MemberPay-bill pay | Free with active account |
| MemberPay-gift check | $2.99 per gift check |
| MemberPay-next business day rush payment | $19.95 per payment |
| MemberPay-second business day rush payment | $14.95 per payment |
| MemberPay-inactive fee | $5.00 per month – MemberPay is automatically closed after 90 days of inactivity. |
| Check Cashing Fee † | $5.00 per check |
| Check copy | $5.00 per check |
| Order new checks | Prices vary according to style – members 62 and older may receive one free box of checks per year with Social Security or pension direct deposit. |
| Checkbook balancing | $25.00 per hour |
| Membership account closed before six months | $5.00 |
| Early withdrawal from Club Account | $15.00 per withdrawal |
| Coin Counting Service | 3% of total amount counted |
| Copy of UBCCU bylaws | $25.00 |
| Corporate Check | $2.00 |
| Debit Card – balance inquiry | Free |
| Debit Card – denied dispute | $28.00 |
| Debit Card – PIN mailing | $10.00 per mailing |
| Debit Card – reinstate stopped card | $25.00 per card |
| Debit Card – replacement | $5.00 |
| Debit Card – Member ATM adjustment at foreign ATM | $5.00 |
| Deposited check return fee | $30.00 per check |
| Dormant account fee | $10.00 per month |
| Escheat processing fee | $50.00 per account |
| eStatements | Free |
| Fax Services | $1.00 per page |
| Garnishment fee | $30.00 |
| Gift cards | $3.00 |
| Money orders | $1.50 |
| Non-sufficient funds | $30.00 |
| Notary Services | $3.00 per document |
| Paper statement ‡ | $3.00 per month – Free for members 0-18 and 62 and older. |
| Safe deposit box – sizes vary by location |
3”x5”: $20.00 5”x5”: $30.00 3”x10”: $40.00 5”x10”: $50.00 10”x10”: $100.00 |
| Safe deposit box – key replacement | $10.00 per key |
| Safe deposit box – lock drilling | $100.00 per box plus locksmith costs |
| Safe deposit box – delinquent payment | $30.00 for first delinquent month, $10 each following month |
| Starter checks | $2.00 per page |
| Statement copy – current year | $5.00 per month |
| Statement copy – 1-3 years prior | $10.00 per month |
| Statement copy – 4 years and older | $20.00 per month |
| Stop payment | $30.00 |
| Telephone Transfer | $1.00 – free for members 0-18 and 62 and older |
| Transaction history printout | $1.00 per page |
| Undeliverable mail | $3.00 per item |
| Visa - transaction fee | No annual fee |
| Visa - cash advance | Free |
| Visa – foreign transaction | Up to 1% of each transaction in US dollars |
| Visa - late payment | Up to $25.00 |
| Visa – over credit limit | Up to $10.00 |
| Visa – returned payment | Up to $25.00 |
| Verification of deposit | $3.00 (excludes SSI) |
| Wire transfer - domestic | $25.00 |
| Wire transfer - international | $45.00 |
| Wire transfer - incoming | $7.00 |
*Fees may reduce earnings on accounts.
† All members that meet at least one (1) of the following qualifiers are exempt from the check cashing fee. All qualifiers must be active within the last 30 days.
Qualifiers:
- Between the ages of 0 and 18
- Age 62 years or older
- Active Loan (excluding Cover and Overdraft Loans)
- Active UBCCU Visa Card
- Active Checking Account with Direct Deposit and Debit Card
- Combined Average Daily Balance of $300 in Share/Savings
‡ Paper Statement Fees for members as of July 31, 2013 will be based on Relationship Pricing Level as of July 31, 2013. For accounts opened after July 31, 2013, paper statement fee will be $3.00 per month.
| UBCCU non-member fees | |
|---|---|
| Coin counting | 8% of total amount counted |
| Check cashing – under $1,000 | $5.00 per check |
| Check cashing – over $1,000 | $10.00 per check |
| Check cashing – on US issued into a corporate check for collection of funds | $25.00 per check |
| Non-member Visa/MasterCard cash advance | $5.00 |
| Notary Service | $10.00 per document |