United Bay Community Credit Union Fee Schedule as of 8/17/20

ATM/Debit Card
ATM Withdrawal at Non Co-Op Network First 4 transactions per month are FREE. $1.00 per transaction over 4.
Balance Inquiry Free
Replacement $5.00 per card
Member ATM Adjustment at Foreign ATM $5.00
Bill Pay
Active Account
*Note: After 90 days of inactivity, Bill Pay is automatically closed
Gift Check & eChecks $2.99 per check
Next Business Day Rush Payment $19.95 per payment
Second Business Day Rush Payment (No address required) $14.95 per payment
Electronic Transfer
(No address required)
$4.95 per payment
Member Account Fees
Check Cashing Fee FREE
Check Orders Prices vary according to style
Check Orders for Retirees 1 free box per calendar year for primary members age 62 and older with their social security or pension direct deposit.

Club Accounts

Early Withdrawal

$15.00 per withdrawal
Counter Check $4.00 per page
Courtesy Pay Fee/Overdraft Fee
(item paid account overdrawn)
$30.00 per item
Deposited check return fee $25.00 per item
Dormant account fee $10.00 per month
Escheat processing fee $50.00 per account
eStatements FREE
Fax Services FREE
Legal Process Fee $50.00
Gift cards $4.00
Money orders $3.00

NSF/Returned Item Fee

(NSF - item returned unpaid, not enough available funds)

$35.00 per item, per presentment

Paper statement

(Free for members 0-17 yrs. & 62 yrs. and older)

$3.00 per month
Statement copy $3.00 per month
Stop payment $29.00 per item
Safe Deposit Box
Box sizes vary per location
3"x5" $20.00 per year
5"x5" $30.00 per year
3"x10" $40.00 per year
5"x10" $50.00 per year
Key Replacement $10.00 per key
Lock Drilling
(Plus locksmith cost)
$100 per box
Delinquent Fee- first month
Each month following
Domestic $35.00
International $55.00
Incoming $10.00


UBCCU Non-Member Fees
Coin Counting 10% of total amount counted
Check Cashing 1% of balance per check (minimum $10.00 per check)
Non-Member Visa/MasterCard Cash Advance $15.00
ATM Deposit NSF/Return $6
ATM Deposit Adjustment $3

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