United Bay Community Credit Union Fee Schedule as of 8/17/20
| ATM/Debit Card | |
| ATM Withdrawal at Non Co-Op Network | First 4 transactions per month are FREE. $1.00 per transaction over 4. |
| Balance Inquiry | Free |
| Replacement | $5.00 per card |
| Member ATM Adjustment at Foreign ATM | $5.00 |
| Bill Pay | |
|
Active Account *Note: After 90 days of inactivity, Bill Pay is automatically closed |
FREE |
| Gift Check & eChecks | $2.99 per check |
| Next Business Day Rush Payment | $19.95 per payment |
| Second Business Day Rush Payment (No address required) | $14.95 per payment |
|
Electronic Transfer (No address required) |
$4.95 per payment |
| Member Account Fees | |
| Check Cashing Fee | FREE |
| Check Orders | Prices vary according to style |
| Check Orders for Retirees | 1 free box per calendar year for primary members age 62 and older with their social security or pension direct deposit. |
|
Club Accounts Early Withdrawal |
$15.00 per withdrawal |
| Counter Check | $4.00 per page |
|
Courtesy Pay Fee/Overdraft Fee (item paid account overdrawn) |
$30.00 per item |
| Deposited check return fee | $25.00 per item |
| Dormant account fee | $10.00 per month |
| Escheat processing fee | $50.00 per account |
| eStatements | FREE |
| Fax Services | FREE |
| Legal Process Fee | $50.00 |
| Gift cards | $4.00 |
| Money orders | $3.00 |
|
NSF/Returned Item Fee (NSF - item returned unpaid, not enough available funds) |
$35.00 per item, per presentment |
|
Paper statement (Free for members 0-17 yrs. & 62 yrs. and older) |
$3.00 per month |
| Statement copy | $3.00 per month |
| Stop payment | $29.00 per item |
|
Safe Deposit Box Box sizes vary per location |
|
| 3"x5" | $20.00 per year |
| 5"x5" | $30.00 per year |
| 3"x10" | $40.00 per year |
| 5"x10" | $50.00 per year |
| Key Replacement | $10.00 per key |
|
Lock Drilling (Plus locksmith cost) |
$100 per box |
|
Delinquent Fee- first month Each month following |
$30.00 $10.00 |
| Wires | |
| Domestic | $35.00 |
| International | $55.00 |
| Incoming | $10.00 |
| UBCCU non-member fees | |
|---|---|
| Coin Counting | 10% of total amount counted |
| Check Cashing | 1% of balance per check (minimum $10.00 per check) |
| Non-Member Visa/MasterCard Cash Advance | $15.00 |
| ATM Deposit NSF/Return | $6 |
| ATM Deposit Adjustment | $3 |