United Bay Community Credit Union Fee Schedule as of 6/28/19

UBCCU Fee Schedule
ATM withdrawal outside of Co-Op Network First 4 transactions per month are FREE. $1.00 per transaction over 4.
MemberPay-bill pay Free with active account
MemberPay-gift check $2.99 per gift check
MemberPay-next business day rush payment $19.95 per payment
MemberPay-second business day rush payment $14.95 per payment
MemberPay-inactive fee $5.00 per month – MemberPay is automatically closed after 90 days of inactivity.
Check Cashing Fee † $5.00 per check
Check copy $5.00 per check
Order new checks Prices vary according to style – members 62 and older may receive one free box of checks per year with Social Security or pension direct deposit.
Checkbook balancing $25.00 per hour
Membership account closed before six months $5.00
Early withdrawal from Club Account $15.00 per withdrawal
Coin Counting Service 3% of total amount counted
Copy of UBCCU bylaws $25.00
Corporate Check $2.00
Debit Card – balance inquiry Free
Debit Card – denied dispute $28.00
Debit Card – PIN mailing $10.00 per mailing
Debit Card – reinstate stopped card $25.00 per card
Debit Card – replacement $5.00
Debit Card – Member ATM adjustment at foreign ATM $5.00
Deposited check return fee $30.00 per check
Dormant account fee $10.00 per month
Escheat processing fee $50.00 per account
eStatements Free
Fax Services $1.00 per page
Garnishment fee $30.00
Gift cards $3.00
Money orders $1.50
Non-sufficient funds $30.00
Notary Services $3.00 per document
Paper statement ‡ $3.00 per month – Free for members 0-18 and 62 and older.
Safe deposit box – sizes vary by location 3”x5”: $20.00
5”x5”: $30.00
3”x10”: $40.00
5”x10”: $50.00
10”x10”: $100.00
Safe deposit box – key replacement $10.00 per key
Safe deposit box – lock drilling $100.00 per box plus locksmith costs
Safe deposit box – delinquent payment $30.00 for first delinquent month, $10 each following month
Starter checks $2.00 per page
Statement copy – current year $5.00 per month
Statement copy – 1-3 years prior $10.00 per month
Statement copy – 4 years and older $20.00 per month
Stop payment $30.00
Telephone Transfer $1.00 – free for members 0-18 and 62 and older
Transaction history printout $1.00 per page
Undeliverable mail $3.00 per item
Visa - transaction fee No annual fee
Visa - cash advance Free
Visa – foreign transaction Up to 1% of each transaction in US dollars
Visa - late payment Up to $25.00
Visa – over credit limit Up to $10.00
Visa – returned payment Up to $25.00
Verification of deposit $3.00 (excludes SSI)
Wire transfer - domestic $25.00
Wire transfer - international $45.00
Wire transfer - incoming $7.00

† All members that meet at least one (1) of the following qualifiers are exempt from the check cashing fee. All qualifiers must be active within the last 30 days.

Qualifiers:

  • Between the ages of 0 and 18
  • Age 62 years or older
  • Active Loan (excluding Cover and Overdraft Loans)
  • Active UBCCU Visa Card
  • Active Checking Account with Direct Deposit and Debit Card
  • Combined Average Daily Balance of $300 in Share/Savings

‡ Paper Statement Fees for members as of July 31, 2013 will be based on Relationship Pricing Level as of July 31, 2013. For accounts opened after July 31, 2013, paper statement fee will be $3.00 per month.

UBCCU non-member fees
Coin counting 8% of total amount counted
Check cashing – under $1,000 $5.00 per check
Check cashing – over $1,000 $10.00 per check
Check cashing – on US issued into a corporate check for collection of funds $25.00 per check
Non-member Visa/MasterCard cash advance $5.00
Notary Service $10.00 per document

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