local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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UBAY2GO is available as an application for your device.  Accessing your account is as simple as launching an app on your phone.  You can use the links below to find UBAY2GO in the Apple or Android app stores.
Check your balances and transfer money whenever, wherever.


1. After the download and installation is complete, open the UBAY2GO app

2. You will need to Accept the Mobile Banking Agreement

3. After accepting the agreement - the login screen will come up. Login with your current username and password associated with your UBCCU home banking account

4. You will get a pop-up message letting you know that the One Time PIN (OTP) will be emailed to you at the email account that you have on file for home banking

5. Once you have received the email, use the One Time PIN with you next login

6. Open the UBAY2GO app and login with:
-Username: same as homebanking
-Password: same as homebanking WITH the addition of the One Time PIN at the end

7. Click Sign On and you're up and running

8. For future use, Sign in using your home banking Username and Password WITHOUT the One Time PIN


To connect with our members by inspiring trust and providing
the financial support they need to establish roots and thrive.

Providing our members the resources
to develop strong financial roots.

member NCUA       Equal Housing Opportunity