local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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Your Credit Union Branch at Home

As a valued member, UBCCU strives to continue to improve our products and services for you. It is for this reason that we offer several services to use your accounts from the comfort of your home. We want you to think of it as your "own" personal branch.

Our products and services now include the following:

UBay@Home Internet Banking

Access your accounts around the clock, with United Bay Community Credit Union’s free Personal Credit Union. More info

UBAY2GO Mobile Banking

Access your accounts and pay bills 24x7 from your mobile devices. More info

MemberPay Bill Pay

Pay your bills the most convenient way possible-online. More info


PAL is a free telephone service that allows you to conduct financial transactions from any touch-tone tephone. More info

Electronic Loan Applications

An easy and convenient way to apply for a loan. You can not apply for a home or a home equity line of credit loan through E-LOAN. More info


Receive your statement in an electronic form rather than paper. Click the link that is emailed to you, enter your password, and there is your statement - ready to view or print. More Info


Use this to set up E-Mail reminders and alerts when your account balance reaches a specific dollar amount, overdrafts, etc. More info


Links to find current information on how to protect yourself, your computer and personal property. More info


Links to articles for your financial protection. More info


Find all the disclosures needed for all your Online financial services. More info


 Member Cellular Discounts with Sprint




Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.