local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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Electronic Loan Applications

Members of United Bay Community Credit Union have the ability to apply for consumer loans online. To apply, log into UBay@Home Internet Banking and click on Loan Options on the menu bar.

You will be required to submit additional information on what type of loan you are applying for and your income. A loan officer will contact you by the next business day.

You may also check on the status of your on-line application.

If you are not already a member of United Bay Community Credit Union, please Click Here to send us a message through our secure contact form. A UBCCU Loan Officer will reply to your inquiry as soon as possible. We also invite you to visit any UBCCU branch or give us a call directly during our regular business hours. Click Here for a list of our locations and phone numbers.

Mortgage Loans

If you would like to apply for a mortgage - please use our online mortgage application system. This system is separate from our internet banking system.


To connect with our members by inspiring trust and providing
the financial support they need to establish roots and thrive.

Providing our members the resources
to develop strong financial roots.

member NCUA       Equal Housing Opportunity