Sometimes a little extra can go a long way.

Furnaces break, kids get sick or sometimes you just need a new couch.

Personal loans require no collateral. Your credit history and United Bay Community Credit Union membership are enough to qualify.

Apply for a personal loan from United Bay Community Credit Union today. Have questions before you apply? Stop into a branch or call.

There are two options available for personal loans:

• Line of credit – An open-ended line of credit is valid for five years after the initial draw.
• Closed-end loan – With terms up to 84 months, these loans act the same as mortgages or auto loans but with shorter terms and no collateral

Optional life and disability insurance are available for all personal loans.

Personal loan rates are based on Experian/Fair Isaac Model Credit Score.