Owning a home is one of the biggest investments and purchasing decisions you will make.

That’s why we offer competitive closing costs and the best rates possible—along with attentive, personalized care to help you navigate life’s biggest purchase.

You can apply online or call to discuss your options and make an appointment with Carie, Bridget, Molly, Summer, our dedicated Mortgage Loan Officers.

We offer a variety of options to help you finance your dream home through conventional mortgages or your first home with special first-time homebuyer rates.

10-year fixed rate
15-year fixed rate
7-year fixed-rate balloon*
20-year fixed rate
30-year fixed rate
10-year fixed-rate balloon*

Other mortgage options and features include:

  • Conventional mortgages (with as little as 3% down)
  • No down payment USDA Rural Development Loans 
  • In-house mortgage options
  • First-time homebuyer mortgages
  • Competitive rates and closing costs
  • Friendly personalized service
  • Approval done locally
  • A helping hand at every step of the process

Check out our mortgage application checklist to get started.

United Bay Community Credit Union NMLS 501172

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