About Us

United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots ... all the way from your first savings account to a well-planned and comfortable retirement, and all the lending, banking and financial education that comes along the way.

As a state-chartered community credit union, membership is available to anyone who lives, works, worships or attends school in Michigan. 

Bank Safe 2022

In just one year, the AARP training has stopped more than $79 million from being stolen from the accounts of older adults. We are proud to be a part of this effort and excited to share that we have earned the AARP Trained Seal. aarp.org/banksafe

Ready to become a member? It’s easy! Click here to get started.

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