About Us

United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots ... all the way from your first savings account to a well-planned and comfortable retirement, and all the lending, banking and financial education that comes along the way.

As a state-chartered community credit union, membership is available to anyone who lives, works, worships or attends school in Michigan. 

Ready to become a member? It’s easy! Click here to get started.

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