About Us

United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots ... all the way from your first savings account to a well-planned and comfortable retirement, and all the lending, banking and financial education that comes along the way.

As a state-chartered community credit union, membership is available to anyone who lives, works, worships or attends school in Michigan. 

In just one year, the AARP training has stopped more than $79 million from being stolen from the accounts of older adults. We are proud to be a part of this effort and excited to share that we have earned the AARP Trained Seal. aarp.org/banksafe

Ready to become a member? It’s easy! Click here to get started.