About Us

United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots ... all the way from your first savings account to a well-planned and comfortable retirement, and all the lending, banking and financial education that comes along the way.

As a state-chartered community credit union, we serve Bay, Midland, Arenac, Saginaw, Kalamazoo and VanBuren Counties. That means if you live, work, worship or attend school in any of these counties, you’re eligible to become a UBCCU member.

Ready to become a member? It’s easy! Click here to get started.

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