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UBCCU recognizes that good financial habits start at an early age. We have two programs designed just for our young members.
Our Moola Moola club is for children from birth through age 12. The goal of the Moola Moola Club is to teach that saving money can be fun and rewarding. Special incentives and events are offered throughout the year.
Click here to view our Moola Moola rates.
CU Succeed targets our members age 13 through 18. CU Succeed members have access to the Claim Your Youth web site designed especially for them.
There is no fee to be a member of the CU Succeed program. A child must be 13 or older, be eligible for credit union membership and maintain a $5.00 balance in their regular share account.
"Watch Me Grow" Youth Share Certificate
Build your savings by adding to your share certificate a little at a time.
Criteria to Open Account:
The Youth Share Certificate will renew like a normal Share Certificate, until the 1st maturity after the member turns 18 years of age. At that maturity if the balance (after the dividend) is greater than or equals $500, the Share Certificate will convert to a normal 6 month Share Certificate; - if the balance (after the dividend) is less than $500, the Share Certificate will not renew and the funds will be transferred to the Share 00 account.
United Bay Community Credit Union Youth Share Certificate earns a competitive yield and is insured up to $250,000 by the National Credit Union administration, (NCUA) a U.S. Government Agency.