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Savings / Share Accounts
Membership at UBCCU is represented by our savings account. To be a member in good standing, you must maintain a minimum $5.00 balance in your Savings account. Dividends are paid quarterly.
UBCCU also offers additional savings account that you can use for a special purpose. Vacation Club and Escrow Accounts receive the same dividend rate as our Savings Account. Deposits can be made at any time and up to 6 pre-authorized, automatic, telephone, audio response or web page transfers are allowed per month.
Your savings are insured up to $250,000 per account by the National Credit Union Administration, an agency of the United States Government. There is a limit of 6 pre-authorized, automatic, telephone, audio response or web page transfers per month on all Savings accounts.
Christmas Club accounts are available for your holiday spending. There is no minimum deposit required. Dividends are paid annually on October 1. Your Christmas Club balance is automatically transferred to your savings account on October 1.
Click here to view our Christmas Club rates.
IMMA - Insured Money Manager Account
Our IMMA Account offers a higher dividend rate. A minimum $1,500 balance is required to earn the dividend rate. Deposits can be made at any time and up to 6 pre-authorized, automatic, telephone, audio response or web page transfers are allowed per month.
Click here to view our IMMA rates.
UBCCU offers accounts designed specifically for our young members.
Our Moola Moola Club is designed for children birth to age 12. Our CUSucceed Club is for members age 13 to 19. Both accounts offer different activities and saving incentives throughout the year.
Our "Watch Me Grow" Youth Share Certificate account helps our young member's ages 0-18 years of age to begin to learn investment flexibility, high earnings and the advantage of a fixed rate on their savings.
For more information click here.