local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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IRA Accounts

Begin preparing for an important part of your future with a United Bay Community Credit Union Individual Retirement Account. We offer several options to help you make the best plans for your future. Our IRA options include Traditional, ROTH and Coverdell Education Savings Accounts, available in IRA Share accounts or a full range of IRA Share Certificates. IRAs are separately insured up to $250,000 by the NCUA. Interest is calculated daily and paid monthly. Rates are subject to change, but are fixed for the term allotted. A penalty may be imposed for early withdrawal. Minimum deposit on all IRAs is $500.

Click here to view our IRA rates.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity