local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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Insured Money Manager Accounts

Insured Money Manager Accounts (IMMA) earn Money Market Mutual Fund rates with no interest penalty for withdrawal. A minimum balance of $5.00 is required. Interest rate varies by balance and can vary monthly. Dividends are calculated daily, paid monthly. Deposits and withdrawals may be made at any time. There is a limit of 6 pre-authorized, automatic, telephone, audio response or web page transfers per month on all Savings accounts.

Click here to view our IMMA rates.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity