local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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United Bay Community Credit Union offers an extensive menu of mortgage loan products and programs. Jill and
Tara, our trusted Mortgage Officers are ready to help you meet your needs.

Applying for a Mortgage

You can apply for a mortgage in two ways - online or in person. To help you prepare for your mortgage, please
review our Mortgage Application Checklist.

Apply Online

Apply In Person

You can apply online anytime.

Applications can be made in person
during business hours.
Call 989-892-4597 x 5113 to
schedule your appointment.

 

 

We finance many types of property. Your loan options are:

10 Year Fixed Rate
15 Year Fixed Rate
20 Year Fixed Rate
30 year Fixed Rate

7 Year Fixed Rate Balloon*
10 Year Fixed Rate Balloon*

 

*Balloon Mortgages - A balloon mortgage is a mortgage which does not fully amortize over the term of the note, thus leaving a balance due at maturity.
The final payment (balloon payment) will be the entire remaining balance of the loan.

 

 


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

 
      
     

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