local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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Home Equity Loan Program

What is a Home Equity Loan?

A Home Equity Loan lets you borrow money using the equity you've built up in your home as collateral.

UBCCU currently offers the following options for Home Equity Loans;

  • Home Equity Line of Credit - Variable Rate
  • Home Equity 10 Year Term - Fixed Rate
  • Home Equity 15 Year Term - Fixed Rate

Click here for our HELOC rates or to apply for HELOC loan, please click here.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity