local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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UBCCU offers different options to apply for a loan. If you are a current member, you may easily use any of the options below. If you are a prospective member, we urge you to contact the credit union to ensure that you are eligible for membership.

Online Loan Applications

Consumer Loans / VISA

Mortgage Loans

You can apply for a consumer loan or VISA credit card through our E-Banking system. To log in, click here.

You can apply for a mortgage through our online mortgage application system. To access it, click here.

Phone and In-Person Loan Applications

You can apply any time by stopping by one of our branch offices, over the phone during normal business hours, or online anytime.

Click here for our hours and locations.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.