local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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UBCCU offers different options to apply for a loan.

Online Loan Applications

Current members may easily use the options below.

For prospective members, please use our secure contact form to send your name and a valid phone number and one of our loan officers will contact you shortly. Please include what kind of loan you are looking for.

Consumer Loans / VISA

Mortgage Loans

You can apply for a consumer loan or VISA credit card through our E-Banking system. To log in, click here.

You can apply for a mortgage through our online mortgage application system. To access it, click here.

Phone and In-Person Loan Applications

Both current and prospective members are invited to apply any time by stopping into one of our branch offices, or over the phone during normal business hours.

Click here for our branch hours and locations.
Click here to find the phone number of the branch near you.

To print out our VISA® Credit Card application, please click here.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.