local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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Apply online

Prospective members, please use our secure contact form to send your name and a valid phone number and one of our loan officers will contact you shortly. Please include what kind of loan you are looking for.

Current members:

Click here to apply for a consumer loan or VISA credit card through our E-Banking system.

Click here to apply for a mortgage through our online mortgage application system.

Phone and In-Person Loan Applications

Both current and prospective members are invited to apply any time by stopping into one of our branch offices, or over the phone during normal business hours.

Click here for our branch hours and locations.
Click here to find the phone number of the branch near you.


Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

member NCUA       Equal Housing Opportunity