local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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ATM Locations

UBCCU has an ATM located at all five branch offices - those locations are below; you can also click here for more branch info.

Eastern Michigan region ATMs

Western Michigan region ATMs

1309 N. Lincoln Avenue
Bay City, Michigan 48708

52800 N. Main Street
Mattawan, Michigan 49071

3939 N. Euclid Avenue
Bay City, Michigan 48708

233 W. Centre Avenue
Portage, Michigan 49024

205 S. Mable Street
Pinconning, Michigan 48650


GM Powertrain Plant
100 Fitzgerald Street
Bay City, Michigan 48708
(This ATM is not publicly accessible)


Find these locations on the map

In addition, UBCCU is part of the CO-OP Network. This means our members can choose from more than 17,000 surcharge-free ATMs throughout the United States and Canada. Our service fee for transactions at ATMs not owned by UBCCU will still apply. For a full list of surcharge free ATM's, please use the links below.

Other Surcharge FREE ATM Locations

UBCCU members can take advantage of nationwide ATM access with "surcharge free" ATM access at any CO-OP Network ATM as well as service at CO-OP Network Service Center locations.  Click here to find a CO-OP ATM or Service Center near you.


To connect with our members by inspiring trust and providing
the financial support they need to establish roots and thrive.

Providing our members the resources
to develop strong financial roots.

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