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United Bay Community Credit Unione-Banking
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Get Your Ducks In A Row! Unsecured Loan Special


Effective: October 1, 2015



End: December 31, 2015

Get Your Ducks In A Row!
Unsecured Loans as low as 4.99% apr*!

Consolidate debit, do some holiday shopping, or take a nice vacation. Those are just a few of the options an Unsecured Loan from UBCCU can help you with.

Click Here for more information on Unsecured Loans
Click Here to apply now!

*APR=Annual Percentage Rate. Experian/Fair Isaac Model Credit Score and loan term will determine which rate you qualify for. Over 50% of loan amount must be new money. Rates, terms, conditions subject to change without notice. Certain restrictions apply. Offer ends December 31, 2015.

Skip-a-Payment - November or December


Effective: November 1, 2015



End: December 31, 2015

Skip-a-Payment - November or December

More Money For More Winter Fun!

UBCCU's Skip-a-Payment - November or December

If your account is in good standing, you may be able to skip your November or December loan payment and use that extra cash to do something fun!


  • You must have $5.00 in your share account.
  • You must have made at least four payments on the loan, be current on all loan payments and not have missed a pyament by means of an extension in the past four months.
  • You must authorize a payment of $25.00 per loan payment skipped. If funs are not available, this offer is void.
  • The payment you skip will be added to the end of your loan term and normal interest charges will continue to accrue.
  • You may choose to skip your November or December payment, but not both.
  • All signers on the loan must sign the skip-a-payment form.
  • Skip-a-Payment cannot be applied to Visa payments, real estate loans (Mortgage Loans and Home Equity Loans), holiday loans or student loans.

Click Here to print the Skip-A-Payment application!

Skipping your November or December payment will extend the loan(s) past maturity. Doing so will not affect your payment record since the skipped payment will be added to the end of the loan. Interest will continue to be calculated on the outstanding balance. A $25.00 skip-a-payment will be charged per loan skipped. Please note: Skipped payments, including approved skipped payments, are NOT covered by GAP. In the event of a GAP claim, any skipped payments will be deducted from the outstanding balance paid off by GAP. Skip-a-Payment cannot be applied to Visa payments, real estate loans (Mortgage Loans and Home Equity Loans), holiday loans, or student loans.

Love My Credit Union Rewards






Invest in America

The Savings Keep Growing for United Bay Community Credit Union Members with Invest in America

United Bay Community Credit Union is proud to participate in Invest in America, a unique program offering our members' discounts on products and services from U.S. based companies. It not only gives our mebers valuble discounts, but it also increases sales for the participating companies and, on a larger scale, helps stimulate the U.S. economy. Basically, Invest in America is a win-win for everyone.

Simply visit www.LoveMyCreditUnion.org to learn how, as a member of United Bay Community Credit Union, you can recieve money-saving discounts from: General Motors, Sprint, Allied Van Lines, FTD, CU Benefits Express, CompleteTax, DIRECTV and through ShopAmerica, a new online mall specifically for credit union members.

United Bay Community Credit Union is here to help our members save with respected U.S. companies at a time when everyone needs it most. To learn more about Invest in America and details on all the current discoutns visit LoveMyCreditUnion.org.

Prescription Drug Card






UBCCU is proud to offer you and your family/friends a FREE DISCOUNT DRUG CARD. For additional information, click here.

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    Mission Statement
    The mission of United Bay Community Credit Union is to be our members' primary financial
    institution, providing them with quality, confidential, professional and personal service, while
    maintaining a sound and stable credit union.