local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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A Card Worth Celebrating, UBCCU Visa® Credit Card!


Effective: September 1, 2015



End: September 30, 2015

A Card Worth Celebrating
Apply for your UBCCU Visa® Credit Card Today!

We're still celebrating the UBCCU Visa® Credit Card's low rate and great features. And now there's even more reason to celebrate! Throughout September, every new UBCCU Visa® Credit Card application will be entered into a drawing to win 10,000 bonus rewards points, or a $100 Visa Gift Card.

Apply for the UBCCU Visa® Credit Card today and start taking advantage of;

  • Rates as low as 8.96% APR*
  • No annual fees!
  • No balance transfer fees!
  • Rewards points on everyday purchases!

Click Here for more information on the UBCCU Visa® Credit Card.
Click Here to apply now!

*APR=Annual Percentage Rate. Experian/Fair Isaac Model Credit Score and loan term will determine which rate you qualify for. Current UBCCU loans not eligible. Rates, terms, conditions subject to change without notice. Certain restrictions apply. All those who apply for a UBCCU Visa® Credit Card by September 30, 2015 will be entered into the drawing. There is a limit of one entery per member.

Love My Credit Union Rewards






Invest in America

The Savings Keep Growing for United Bay Community Credit Union Members with Invest in America

United Bay Community Credit Union is proud to participate in Invest in America, a unique program offering our members' discounts on products and services from U.S. based companies. It not only gives our mebers valuble discounts, but it also increases sales for the participating companies and, on a larger scale, helps stimulate the U.S. economy. Basically, Invest in America is a win-win for everyone.

Simply visit www.LoveMyCreditUnion.org to learn how, as a member of United Bay Community Credit Union, you can recieve money-saving discounts from: General Motors, Sprint, Allied Van Lines, FTD, CU Benefits Express, CompleteTax, DIRECTV and through ShopAmerica, a new online mall specifically for credit union members.

United Bay Community Credit Union is here to help our members save with respected U.S. companies at a time when everyone needs it most. To learn more about Invest in America and details on all the current discoutns visit LoveMyCreditUnion.org.

Prescription Drug Card






UBCCU is proud to offer you and your family/friends a FREE DISCOUNT DRUG CARD. For additional information, click here.

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    Mission Statement
    The mission of United Bay Community Credit Union is to be our members' primary financial
    institution, providing them with quality, confidential, professional and personal service, while
    maintaining a sound and stable credit union.