local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Union
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About United Bay Community Credit Union

Welcome to United Bay Community Credit Union! We proudly serve more than 23,000 members with assets of more than $187,000,000.

United Bay Community Credit Union is a state chartered community credit union that serves the following counties: Bay, Midland, Arenac, Saginaw, Kalamazoo and VanBuren County.

This means that if you live, work, worship or attend school in any of these counties, you are eligible to become a member of our credit union. Be assured that United Bay Community Credit Union can meet all your financial needs. As a member, and owner of your credit union, you will receive the excellent one-on-one service and savings you deserve. 


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    To connect with our members by inspiring trust and providing
    the financial support they need to establish roots and thrive.

    Providing our members the resources
    to develop strong financial roots.

    member NCUA       Equal Housing Opportunity