United Bay Community Credit Union

Cross Account Transfers

This service allows you to transfer from one account into another such as your child's or spouse's account through Ubay@Home (Home Banking) or PAL (Phone Access Line).

There is no fee to use Cross Account Transfer. A form simply needs to be filled out allowing permission for you to transfer into another account. All parties on the account, primary and joint members, must sign the form. A copy of the drivers' license or a notarized signature is required for all people on the account. Click here if you want more details on how to sign up for home banking.

Mission Statement

The mission of United Bay Community Credit Union is to be our members' primary financial institution, providing them with quality, confidential, professional and personal service, while maintaining a sound and stable credit union.