Share Certificates

We offer 6 months and 1 through 5 years Share Certificates (CD). Interest is calculated daily and paid monthly. These rates may change on a weekly basis, but are fixed for the term of the certificate. A penalty may be imposed for early withdrawal. Interest on certificates compounds and can be paid back to the certificate, posted to a regular savings account, or mailed directly to your home. Minimum deposits on all certificates in $500.

Click here to view our CD rates.

IRA Accounts

Begin preparing for an important part of your future with a United Bay Community Credit Union Individual Retirement Account. We offer several options to help you make the best plans for your future. Our IRA options include Traditional, ROTH and Coverdell Education Savings Accounts, available in IRA Share accounts or a full range of IRA Share Certificates. IRAs are separately insured up to $100,000 by the NCUA. Interest is calculated daily and paid monthly. Rates are subject to change, but are fixed for the term allotted. A penalty may be imposed for early withdrawal. Minimum deposit on all IRAs is $500. An IRA Savings account is available too.

Click here to view our IRA rates.

 

Mission Statement

The mission of United Bay Community Credit Union is to be our members' primary financial institution, providing them with quality, confidential, professional and personal service, while maintaining a sound and stable credit union.