Phone & Fax Numbers

Lincoln and Euclid Branch Main Phone Number: (989) 892-4597
Pinconning Branch Main Phone Number: (989) 879-1470
Toll Free Main Phone Number: (800) YOUR-OWN

Lincoln Branch Main Fax: (989) 892-5701
Euclid Branch Main Fax: (989) 686-2976
Pinconning Branch Main Fax: (989) 879-1474


Phone Access Line (PAL):
(989) 892-4597 or (800) YOUR-OWN and navigate with option 1.
You can also call PAL directly at (866) 487-7717.

Click here to view the PAL menu guide in Adobe PDF format.
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  Normal Business Hours After Hour Support
Where do I report a lost or stolen Debit Card? Call (989) 892-4597 or (800) YOUR-OWN then option 7 followed by option 1. Call the Lost and Stolen Call Center at (800) 754-4128.
Where do I report a lost or stolen ATM Card? Call (989) 892-4597 or (800) YOUR-OWN then option 7 followed by option 1. Call (989) 892-4597 or (800) YOUR-OWN then option 7 followed by option 1.
Where do I report a lost or stolen Credit Card? Call (989) 892-4597 or (800) YOUR-OWN then option 6 followed by option 1.

Call Card Security at (800) 325-3678.

Where do I call to activate my Debit Card?

Please call the Card Activiation System at (800) 466-0040.

Call the Card Activiation System at (800) 466-0040.

Mission Statement

The mission of United Bay Community Credit Union is to be our members' primary financial institution, providing them with quality, confidential, professional and personal service, while maintaining a sound and stable credit union.