Hours & Locations:

We have three convenient locations to serve you!

Lincoln Branch - Click Here For A Map
1309 N. Lincoln Ave.
Bay City, MI 48708

Lobby Hours:      
                                Monday through Friday:      9:00 a.m. to 5:00 p.m.* 
Drive-Thru Hours:
Monday through Thursday 9:00 a.m. to 5:00 p.m.*
Friday 9:00 a.m. to 5:30 p.m.
Saturday 9:00 a.m. to 12:00 p.m.

 *The Lincoln Branch is closed until 10:00 a.m. on the third Wednesday
of each month for staff training.

Euclid Branch - Click Here For A Map
3939 N. Euclid Ave.
Bay City, MI 48706

Lobby Hours:
                             Monday through Wednesday 9:00 a.m. to 5:00 p.m.*
Thursday 9:00 a.m. to 7:00 p.m.
Friday 9:00 a.m. to 5:00 p.m.
Saturday Closed
Drive-Thru Hours: 
Monday through Wednesday 9:00 a.m. to 6:00 p.m.*   
Thursday 7:00 a.m. to 7:00 p.m.  
Saturday 9:00 a.m. to 12:00 p.m.

*The Euclid Branch is closed until 10:00 a.m. on the third Wednesday
of each month for staff training.

Pinconning Branch - Click Here For A Map
209-3 N. Mable Street
Pinconning, MI 48650

Lobby Hours:                                              
                                   Monday through Friday                 8:00 a.m. to 5:00 p.m.* 
Saturday 9:00 a.m. to 12:00 p.m.

*The Pinconning Branch is closed until 10:30 a.m. on the third Wednesday
of each month for staff training.

We offer 24 hour / 7 days a week full service ATMs at the Lincoln and Euclid branches.

Our Mailing Address is:
United Bay Community Credit Union
P.O. Box 160
Bay City, MI 48707

 

Mission Statement

The mission of United Bay Community Credit Union is to be our members' primary financial institution, providing them with quality, confidential, professional and personal service, while maintaining a sound and stable credit union.