About United Bay Community Credit Union

Welcome to United Bay Community Credit Union!

United Bay Community Credit proudly serves more than 23,000 members with assets of more than $140,000,000. United Bay Community Credit Union is a state chartered community credit union that serves the following counties; Bay, Midland, Arenac and Saginaw County. This means that if you live, work, worship or attend school in any of these counties, you are eligible to become a member of our credit union. Be assured that United Bay Community Credit Union can meet all your financial needs. As a member, and owner of your credit union, you will receive the excellent one-on-one service and savings you deserve. 


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    Mission Statement

    The mission of United Bay Community Credit Union is to be our members' primary financial institution, providing them with quality, confidential, professional and personal service, while maintaining a sound and stable credit union.