local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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VISA® Credit Cards

UBCCU offers a VISA® Platinum with ScoreCard credit card. This card is designed to provide convenience and reliability, everything a credit card should be!

UBCCU also offers a Secured VISA®. The Secured VISA® card gives member with limited credit history an opportunity to carry a credit card and build their credit by using their savings / share account as collateral. View our current VISA® rates here. 

To apply for a VISA® Credit Card, please click here.

Credit Disclosures / Fees

 
Platinum Card with ScoreCard Points

Interest Rate

*Rates based on Experian/Fair Issacs
Model Credit Score.

As low as 8.96%

Minimum Line of Credit

$300

Annual Fee

None

Travel Accident Insurance

*Pay for your travel with your card and
you're automatically covered.

$250,000

Customer Service

*24 hours a day / 365 days a year

1-800-237-6211

ScoreCard Bonus Points

ScoreCard web site
1-800-854-0790

We also offer a Secured VISA® which is an excellent credit builder. This card gives those with limited credit history an opportunity to carry a credit card and build their credit using their savings /share account as collateral.

eZCardInfo

Visit the eZCardInfo web site to pay your VISA® bill, view account summary and recent transactions.

Verified by VISA®

Verified by VISA® is the easy new way to enjoy added security for all your online VISA® purchases.  We are pleased to offer this great service at no additional charge. Click here to sign up.

Contact Information

VISA® Customer Service

1-800-237-6211 (24 hrs/day, 365 days/ yr)

Lost/Stolen VISA®

1-800-325-3678 (24 hrs/day, 365 days/ yr)

Debt Protection Customer Service

1-877-779-7965

UBCCU VISA® Dept

1-800-968-7696 option 6.
Payment remittance address:

VISA
PO Box 4521
Carol Stream, IL 60197

You can contact us at loans@ubccu.org or at 1-800-968-7696 option 6.

 

Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.
      

United Bay Communit Credit Union, 1309 North Lincoln Avenue, Bay City, MI 48708-6172
© 2007-2010 United Bay Community Credit Union. All Rights Reserved.
Telephone: (989)892-4597 | Toll-Free: (800)YOUR OWN | Phone Access Line (PAL): (866)487-7717