Lincoln and Euclid Branch Main Phone Number: (989) 892-4597
Pinconning Branch Main Phone Number: (989) 879-1470
Toll Free Main Phone Number: (800) YOUR-OWN
Lincoln Branch Main Fax: (989) 892-5701
Euclid Branch Main Fax: (989) 686-2976
Pinconning Branch Main Fax: (989) 879-1474
Phone Access Line (PAL):
(989) 892-4597 or (800) YOUR-OWN and navigate with option 1.
You can also call PAL directly at (866) 487-7717.
Click here to view the PAL menu guide in Adobe PDF format.
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Click on the graphic to download the latest version of Adobe Acrobat®.
Normal Business Hours
After Hour Support
Where do I report a lost or stolen ATM or Debit Card?
Call (989) 892-4597 or (800) YOUR-OWN then option 7 followed by option 1.
Call (989) 892-4597 or (800) YOUR-OWN then option 7 followed by option 1.
Where do I report a lost or stolen VISA Credit Card?
Call (989) 892-4597 or (800) YOUR-OWN then option 6 followed by option 1.
Call Card Security at (800) 325-3678.
Where do I call to activate my Debit Card?
Please call the Card Activation System at (800) 466-0040.
Call the Card Activation System at (800) 466-0040.
Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.