local: 989.892.4597      toll free: 800.968.7696      email: info@ubccu.org
United Bay Community Credit Unione-Banking
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Hours & Locations:

We have three convenient locations to serve you!

Lincoln Branch - Click Here For A Map
1309 N. Lincoln Ave.
Bay City, MI 48708

Lobby Hours:

Monday through Friday:

9:00 a.m. to 5:00 p.m.*

 

 

 

Drive-Thru Hours:

 

 

 

Monday through Thursday

9:00 a.m. to 5:00 p.m.*

 

Friday

9:00 a.m. to 5:30 p.m.

 

Saturday

9:00 a.m. to 12:00 p.m.

*The Lincoln Branch is closed until 10:00 a.m. on the third Wednesday of each month for staff training.

 

Euclid Branch - Click Here For A Map
3939 N. Euclid Ave.
Bay City, MI 48706

Lobby Hours:

 

 

Monday through Wednesday

9:00 a.m. to 5:00 p.m.*

 

Thursday

9:00 a.m. to 7:00 p.m.

 

Friday

9:00 a.m. to 5:00 p.m.

 

Saturday

Closed

 

 

 

Drive-Thru Hours: 

 

 

 

Monday through Wednesday

9:00 a.m. to 6:00 p.m.*   

 

Thursday

7:00 a.m. to 7:00 p.m.  

 

Friday

9:00 a.m. to 6:00 p.m.

 

Saturday

9:00 a.m. to 12:00 p.m.

*The Euclid Branch is closed until 10:00 a.m. on the third Wednesday of each month for staff training.

 

Pinconning Branch - Click Here For A Map
205 S. Mable Street
Pinconning, MI 48650

Lobby Hours:

 

Monday through Friday

9:00 a.m. to 5:00 p.m.* 

 

Saturday

Closed

 

 

 

Drive-Thru Hours:

 

 

 

Monday through Friday

9:00 a.m. to 5:00 p.m.* 

Saturday

9:00 a.m. to 12:00 p.m.

*The Pinconning Branch is closed until 10:30 a.m. on the third Wednesday of each month for staff training.

We offer 24 hour / 7 days a week full service ATMs at the Lincoln, Euclid and Pinconning branches.
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    Mission Statement
    The mission of United Bay Community Credit Union is to be our members' primary financial
    institution, providing them with quality, confidential, professional and personal service, while
    maintaining a sound and stable credit union.